Medicare is a federal health insurance program for individuals aged 65 and older, and for some younger people with disabilities.

You can enroll in Medicare during your Initial Enrollment Period, which begins three months before you turn 65.

Medicare offers several plans, including Part A (hospital insurance), Part B (medical insurance), and Part D (prescription drug coverage).

Medicare Part C, or Medicare Advantage, is a private insurance option for Medicare beneficiaries. Offered by approved insurers, these plans cover all Original Medicare benefits (Parts A and B) and often include additional services like Part D prescription drug coverage, vision, and dental care. Beneficiaries pay a monthly premium plus their Part B premium, with coverage varying by plan.